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#1 AI financial advisor for couples

Manage money together without tension or complicated calculations.

Koupli tracks your shared expenses, calculates balances, and learns your couple dynamic month after month to offer advice that truly fits you.

Couple memory

that grows every month

< 2 min

to get started

0 €

to try

14 days

Pro trial

smart_toy

AI that learns your couple

It remembers your habits, goals, and recurring imbalances to make its advice more useful over time.

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30-second import

All French banks recognized. CSV, XLSX, PDF.

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Privacy

Everyone keeps their private space. Only shared accounts are visible.

We know the problem

These phrases are over.

"How much do you owe me again?"

Every expense is split automatically. Zero calculations, zero forgotten items.

"Send me the Excel file..."

A shared dashboard, always up to date. No more lost files.

"You spent HOW MUCH?!"

Everyone keeps their private space. Only shared accounts are visible.

"We keep making the same mistakes."

Koupli spots recurring habits: spending that drifts, forgotten goals, and imbalances that keep coming back.

AI with couple memory

An advisor that knows your history, not just your numbers.

analytics

Spots imbalances that repeat over several months

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Remembers shared goals and recommendations you already followed

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Turns your imports into concrete advice, not forgotten charts

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Adapts to the way you manage money together

smart_toy

Koupli IA

Couple memory

For 3 months, restaurant spending has often exceeded budget around the 20th. The month you set a €180 limit, you stayed on track. Shall we bring that rule back this month?

Trend spotted: restaurantsSuggested action: shared limit
Everything you need

Truly designed for couples.

upload_file

Import in 30 seconds

Drop your bank statement (CSV, XLSX, PDF). All French banks are recognized automatically.

history

Couple financial timeline

Keep track of the moments that matter: first goal reached, major purchase, moving in, no-overdraft month, or shared project.

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Flexible splitting

50/50, proportional to income, or expense by expense. You choose your rules.

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Goals for two

Vacation, down payment, emergency fund. Track your progress together in real time.

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Privacy preserved

Everyone keeps their private space. Only shared accounts are visible to the other.

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Koupli Couple Index

A private benchmark to follow your financial balance together: goals, consistency, shared expenses, and progress.

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Personalized insights

Koupli spots recurring trends and suggests simple actions before tensions build up.

They say it better than us

Thousands of couples, zero arguments.

We finally know who owes what in real time. No more arguments, no more spreadsheets. The AI even helped us save 200 per month.

ST

Sophie & Thomas

Paris · Users for 8 months

Automatic import is magical. In 30 seconds, all our accounts are synced. We couldn't live without it.

LM

Lea & Marc

Lyon · Users for 1 year

What convinced me was that everyone keeps their own private space. We share what we want, when we want.

CJ

Camille & Julien

Bordeaux · Users for 6 months

Simple as can be

Ready in 2 minutes

01

Import your statements

Drop your bank files. CSV, XLSX, PDF — all banks are recognized.

02

Invite your partner

A simple link is enough. Your partner joins the couple space in 10 seconds.

03

Let Koupli learn your rhythm

Month after month, Koupli remembers your habits, goals, and progress to guide you without starting from scratch.

encryptedSecure data
key_offNo access to your accounts
delete_foreverDelete anytime
visibility_offPrivacy by default
Your questions, our answers

Frequently asked questions

Koupli is a web app for couples who want to manage shared finances. It tracks shared expenses, balances who owes what, helps set shared savings goals and imports bank statements in seconds. Available on the web and installable as a PWA.

Import your bank statements, invite your partner with a link, and Koupli calculates the balance automatically. You can split 50/50, by income ratio, or customize each expense.

Yes. The Discovery plan is free and commitment-free. Pro and Premium add smart PDF import, AI categorization, advanced couple features and exports.

Every expense marked as shared is split according to your rules. Koupli shows in real time who should reimburse whom, without manual calculations.

Yes. Exchanges use HTTPS/TLS, Koupli never asks for your bank credentials, and you choose what you import. We do not sell or share your data with advertisers.

Koupli supports major banks and formats such as BNP Paribas, Société Générale, Crédit Agricole, Caisse d’Épargne, Banque Populaire, Boursorama, ING, N26, Revolut, Wise, Monzo, HSBC, plus universal formats like CAMT.053, MT940, OFX/QFX, CFONB 120 and generic CSV.

Yes. Koupli is a responsive web app and can be installed as a PWA from your browser. Core features are available on mobile without going through an app store.

Build your financial memory together.

Start for free, invite your partner, and let Koupli turn shared expenses into useful advice month after month.